SMIC Supplemental Student Accident Insurance (Gerber Insurance)

  • Gerber online Enrollment Instructions

     (This information is also included in the folder given to parents at registration time.)

    Insurance Coverage

    At Sidney Public Schools, keeping our students safe is central to all our policies and procedures.  We take every precaution to minimize the risk of preventable accident or injury and ensure safe learning environments. But accidents can happen. When they do, injuries may involve medical, dental or other expenses that are not covered by family health care or employer group plans. Parents/Guardians may be surprised to find they must pay the cost of crutches, casts, splints, ambulance rides, etc. SPS does not provide primary accident insurance coverage for student injuries that occur on school premises or during participation in school sponsored activities. As a Parent/Guardian, you are responsible for such expenses, which may result in financial hardship.

    Should an accident occur at school or on a school sponsored activity, we do have a company that we can submit supplemental claims to, after parents provide proof of claim submittal with their primary insurance plan.  Along with the benefit statement, there must be an itemized bill, with diagnosis, and a completed form available at any school office.  (Gerber Life Insurance Form.)  This secondary coverage is limited and may not provide 100% coverage.  Our district is a member of SMIC (Special Markets Insurance Consultants).  This policy allows parents to purchase supplemental insurance for student dental related accidents and other accidents that may occur. Participation in this program is voluntary and the costs are to be paid by the parent or guardian.  However, additional coverage with this plan is not available for interscholastic sports.


    Claim Forms with Instructions are available in the tab labeled Public and go to the Forms section of this website.